Description
First off I’d like to say I am not a lawyer and this is by no means legal advice. Before implementing the ideas in this report consult with a qualified attorney. This is simply my story on the tactics I used to legally and ethically raise my credit score. First off, I think it’s important to discuss why I wrote this report. Back in January 2010 is I was to close on my very first house. What a nerve racking time it was for me, inspections, appraisals, mortgage approvals, attorneys, it was a bit overwhelming.The part that got me the most was my mortgage company really divulging deep into my life. They wanted to know everything it seemed. Things like:•The exact address (with proof) of where I have lived the past 2 years•Where I have worked the past 2 years and how I long I have been in that line of work•How much money in my savings account, checking, stocks, ira’s•Names and phone numbers of people I know for references•Why I was late on a few payments 5 years agoThe list really goes on and on. What really got my was just 2 days before I was suppose to close my mortgage broker called me and said my loan was about to fall through because the bank thought I lied to them about my housing history.
